Many new home buyers search for their dream home without necessarily considering what they can afford first. While it is exciting to see many different properties and to visit homes of your taste, it is a good idea to determine the “price range” that suits you best. Below are Newburyport tips on Home Search provided by Charles S. Palmisano Esq. at Palmisano & Associates PC.
Newburyport Tips on Home Search
How much house can you afford is an age-old question that can easily be answered by sitting down with a qualified loan officer. This person will help you settle into a comfortable price range in searching for your new home. A qualified and caring loan officer will recommend a “realistic mortgage payment” versus the maximum you can afford. Bill Palm of South Coastal Bank says that “a lot of times buyers are told by a lender that they qualify for “x” but there are other factors he recommends the borrower consider so that they do not get over their heads in mortgage payments.” If you have a specific question for Bill you can contact him at firstname.lastname@example.org.
A productive home search begins with knowing how much home you can afford. A pre approval will narrow the field of options for your benefit.
Hire a Realtor
Having a Realtor assist you in a search will help simplify the expoloration process and allow you more time to focus on those properties of interest.
Home Search in Newburyport
We hope you find this information helpful. Our twenty years of experience give us the confidence to help guide you in home buying search.
This blog with Newburyport tips on Home Search was prepared by Charles S. Palmisano Esq., attorney at Palmisano & Associates PC. Reach Charles at 800-598-8401 or email@example.com.